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Anthony J. Castagna, LLC is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Katy, West Houston and Southwest Houston Texas home buying, real estate listings, and homes for sale in Harris County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Katy, West Houston and Southwest Houston real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Q	What are considered the ideal conditions for a seller's market?
A	In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Anthony J. Castagna, LLC, REALTORŽ, real estate agent and broker for Katy, West Houston and Southwest Houston Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Anthony Castagna LLC - RE/MAX Fry Road
Anthony J. Castagna, President
920 Fry Road
Katy, TX. 77450
281-599-6513
281-599-6501
832-282-0951
866-257-6501
Fax: 281-579-2163
Email: anthony@anthonycastagna.com
Hello, I am Anthony Castagna, and I have been a homeowner in Houston, Texas since 1979. I am here to tell you that there isn't a better place to live for the smallest bite out of your income than in Houston, and in particular, the west side of Houston.

I'm fully equipped to introduce you to some of the finest areas with the best school systems, on lakes, golf courses, with trees or not, standard or acreage lots, large or small homes, custom or semi custom, and new as well as previously owned homes.

I will act as your hard-nosed buyers agent or represent you equally as well as your listing agent equipped with all the advertising tools to sell your home.

Remember, in the Houston area RE/MAX sales associates outsell their next four competitors combined, year in and year out. I can save you time and money. I will be very pleased to represent you.

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NUMBER1EXPERT™ in real estate for Katy, West Houston and Southwest Houston, Texas

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